If you have found this page, you may be thinking about adopting a child in Texas. Maybe you are just starting out and feel overwhelmed. That is completely normal. Adoption is a big step, full of emotions and new information. It’s okay to feel confused or worried. At times like this, you need clear answers and someone who understands what you’re going through. You may also be wondering how much this process will cost. That’s a smart question, and this page is here to help you understand what adoption may cost in Texas and why having the right legal help can make all the difference.

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Understanding the Cost of Adoption in Texas

Adoption can be one of the most meaningful decisions of your life. But it can also be expensive depending on the type of adoption you choose. The cost is different for everyone. Some people may adopt a child through the state, and others may use private agencies or work with a birth mother directly. Each path has different steps, and the money you may spend can change based on what path you take.

Adopting Through the State

When you adopt through the Texas Department of Family and Protective Services, the cost is usually much lower. In fact, many families pay little to nothing out of pocket. That’s because the state covers many of the fees. You may still pay for things like home studies or court costs, but these are often reimbursed. Sometimes, families also get monthly help or other benefits to help care for the child. This type of adoption is usually for children who are in foster care. These children may be older or part of a sibling group. Some may have special needs. If you are open to these things, this can be a very affordable option.

Private Agency Adoption

If you decide to adopt through a private agency, the cost will likely be higher. This is because the agency helps with many parts of the process, such as finding a match, handling paperwork, and working with birth parents. The total cost in Texas for a private agency adoption is often between $40,000 and $60,000. This may include home studies, counseling, legal fees, and other services. You may also have to pay for the birth mother’s medical care and living expenses. Every agency is different, so it’s important to ask for a breakdown of costs before you sign anything.

Independent or Private Adoption with a Birth Mother

Some families find a birth mother on their own. This is called an independent adoption. In these cases, you may need an attorney right from the start to make sure everything is done correctly. The costs can vary widely. Some families may pay $10,000 while others may pay over $40,000.

Legal fees, medical bills, counseling, and living expenses for the birth mother may all be included. Without an agency to help, it’s even more important to have a lawyer guide you through this process to protect both you and the child.

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From the first phone call late on a Friday afternoon to the successful out come of our legal issue, our family has had nothing but praises for the entire staff at McCarty-Larson. Always available, honest and upfront about the whole process. Mr. McCarty is an experienced and knowledgeable attorney with whom we always felt secure. And he genuinely cared about our family member. Robin and Natalie are a great team. Hayley was always very helpful too. Thank you to the entire staff and firm.

- Neil Phillips

Best in Ellis County! Daniel Morton, Amanda Nail, and the team at McCarty-Larson are incredibly responsive, ensuring quick and efficient handling of my case. Their staff was not only professional but also empathetic, guiding me through a challenging time. Despite the difficulties throughout my case, they prioritized my time, my needs, and got me a fair agreement that made everyone happy. Highly recommend for anyone navigating family legal matters.

- Jillian Bailey

International Adoption

International adoption used to be more common, but today it is often more difficult and expensive. Families who adopt a child from another country must follow not only U.S. laws but also the laws of the child’s home country. The cost is usually between $25,000 and $50,000. You may have to travel more than once, pay for translation services, legal help, and deal with long wait times. This type of adoption takes careful planning, and it is very important to know the rules before you begin.

Stepparent and Relative Adoptions

Sometimes, a stepparent wants to adopt a child. Other times, a grandparent or another relative wants to adopt a child who needs a stable home. These types of adoptions are usually simpler and less expensive. In many cases, the legal fees and court costs may be under $5,000. But even though this type of adoption may seem easier, you still need to go through the proper steps. A court must approve the adoption, and you may need to terminate another parent’s rights first. These cases can get emotional, and it helps to have someone who can guide you the right way.

What Makes Up the Cost of Adoption

There are many parts to adoption that may cost money. These include home studies, where a social worker visits your home to make sure it is safe for a child. You may also need background checks and fingerprinting. Then there are court fees and legal paperwork. If you work with an agency or match with a birth mother, there may be extra costs for counseling or medical needs. Some families pay for insurance or travel. Each adoption story is different, and so is the budget. That’s why it’s important to plan ahead and talk to someone who knows how to look at the full picture.

Grants and Tax Credits Can Help

There is some good news. Many families don’t have to pay everything alone. There are grants and loans just for adoption. Some employers even help cover adoption costs. And the federal government offers a tax credit that can help you get money back after the adoption is complete. In 2025, this tax credit is over $15,000 per child. That can make a big difference. But to get these benefits, you need to keep good records and follow the rules. This is one more reason why legal help can be so valuable.

Why Legal Help Matters in Adoption

Adoption is more than just paperwork. It is about building a family. But it also involves serious legal steps. You are changing a child’s life forever, and you want everything done right. A mistake in the paperwork or a missed deadline can cause delays or even put the adoption at risk. That’s why legal support is important from the start. A good lawyer helps make sure every part of the process follows Texas law. They can answer your questions, help with court dates, and protect your rights. They also work to protect the child and make sure the adoption is in everyone’s best interest.

The Emotional Side of Adoption

Money is just one part of adoption. The other part is your heart. Adopting a child brings joy, but it can also bring stress, especially if things are taking longer than you expected. Families often feel nervous, excited, and scared all at once. That’s okay. What matters is that you don’t go through this alone. Having someone by your side, who understands both the law and the emotions that come with adoption, can make the journey smoother and more peaceful. You deserve that kind of support.

Choosing the Right Path for Your Family

Not every adoption is the same. What works for one family may not work for another. That’s why it’s so important to take the time to think about what kind of adoption is right for you. Are you hoping to adopt a baby, or are you open to an older child? Do you want to go through the state or find a match yourself? Are you thinking about adopting your stepchild? These are the kinds of questions that shape not just the cost, but your entire adoption story. With the right help, you can make smart choices and feel confident every step of the way.

We Are Here to Support You

If you are thinking about adoption in Texas and are wondering how much it may cost or where to begin, you are not alone. Many families have walked this road before you, and many more are starting today. It is a big journey, but you do not have to take it by yourself. Our team at McCarty Larson PLLC is here to walk with you, answer your questions, and help you build the family you’ve been dreaming about. Call us today to learn how we can help you have a smooth, successful adoption in Texas.

To learn more about this subject click here: Different Types of Adoption in Texas: Which Is Right for You?